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Social Security Scams

Preview:

As of November 2024, losses from government imposter scams for the year were more than $577 million. On March 6, 2025, the Social Security Administration (SSA) and its Office of the Inspector General (OIG) issued a warning about agency imposter scams. Fraudsters posing as SSA representatives contact victims claiming there is a problem with their social security number or benefits.

They might send forged documents, and use fake SSA letterheads to legitimize themselves. The SSA clarified that it "never demands immediate payment, threatens arrest, or asks for sensitive information over the phone. They will never request gift cards, wire transfer, gold, cash, cryptocurrency, or promise a Social Security benefit approval or increase in exchange for information or money.”

Victims are advised to stay calm, avoid clicking on links in unexpected texts or emails, and verify communications through the official SSA website. They can report any scam attempts to oig.ssa.gov.

So, how do you check your social security account?

The easiest way is to go to https://www.ssa.gov/ and sign in with the sign-in link.

Then you'll be presented with a confusing set of possible options. My recommendation is to use or create a login.gov account. My reaction initially was, "I have to set up another account to log into my Social Security account? This is nuts.” But this is really a good idea. The federal government has created a secure login which is then used by over a dozen federal agencies like IRS, Social Security, SBA, Veterans Affairs, GSA, Health and Human Services and many more. That way, we have only one username and password (and 2nd factor authentication method) for many of our Federal accounts.